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Our Fund

Our Fund

Mortgage Investment Overview and Criteria
Prime Time Advantage Group purchases, services, manages and liquidates sub-performing and non-
performing residential mortgage assets , as well as discounted loans in bulk. The company seeks to quickly
generate cash flow and / or investment gains from each asset, leveraging extensive modeling and due
diligence process to do so. Prime Time seeks several types of discounted loans, such as:
 
Performing Loans
Contractually current but may have been delinquent in the past. Other characteristics
that might render a loan discount include market liquidity, inadequate documentation,
deficient appraisal, past credit deficiencies, etc.
 
Re-performing or Sub-performing Loans
Not contractually current but buyers have entered into a modification or repayment
plan and made four consecutive payments. Given a recent pattern of payment, there’s
reasonable probability that the loan will be refinanced
 
Non-performing Loans
Borrower is delinquent and not making any payments, nor expected to do so in the
immediate future. The primary source of recovery is the sale of the property following 
foreclosure or short sale
 
Financial Performance
Prime Time’s asset portfolio is financed through a combination of debt, the principal’s equity, and
investor equity. The current funding goal of $20.0 million in investor equity funds the acquisition of
$31.5 million in property during years one and two.